The complete
payments platform
Every tool your team needs to accept, route, reconcile and grow — in one unified platform.
Get started freeSmart Routing
Our routing engine analyses historical performance, cost, and card BIN data in real time to pick the optimal acquirer for every transaction. Approval rates improve by an average of 12% in the first 30 days.
- Real-time BIN lookup and issuer scoring
- Automatic fallback on decline or timeout
- Configurable cost vs. approval optimisation
- A/B testing across acquirers
Fraud & Risk Engine
ML fraud scoring with 400+ signals, configurable rule sets, 3DS orchestration, and velocity checks. Reject bad actors without impacting good customers.
- 400+ behavioural and device signals
- 3DS2 orchestration with exemption logic
- Custom rule builder — no code required
- Chargeback prevention alerts
Payment Gateway
Accept Visa, Mastercard, Verve, AMEX, bank transfers, USSD, and wallets. Our gateway is certified PCI DSS Level 1 and processes 26M payments daily.
- Cards, wallets, bank transfers, USSD
- PCI DSS Level 1 certified infrastructure
- Tokenisation for repeat customers
- Hosted and embedded checkout options
Subscriptions & Billing
Automate recurring revenue. Smart dunning, payment retries, grace periods, proration, and cohort analytics built in.
- Flexible billing intervals and proration
- Smart dunning with customisable retry logic
- Revenue recognition and MRR analytics
- Pause, cancel, and upgrade flows
Global Payouts
Send money to 180+ countries. Real-time FX rates, low-cost corridors, mass disbursements, and full AML screening on every payout.
- 180+ destination countries
- Real-time FX with competitive rates
- Bulk CSV upload for mass payouts
- AML and OFAC screening built in
Analytics & Reporting
Full-funnel payment analytics. Approval rates by BIN, acquirer, geography. Reconciliation reports. Exportable to your data warehouse.
- Approval rate breakdown by 15+ dimensions
- Daily reconciliation and settlement reports
- Webhook to your data warehouse (BigQuery, Snowflake)
- Custom dashboards and saved views
Unify your providers.
Scale with confidence.
Join thousands of businesses using Orchestrate to power their payment flows. Get up and running in minutes, not months.